:root{--primary-blue:#003d82;--primary-blue-light:#0052a3;--primary-blue-dark:#002d61;--secondary-blue:#e8f4fd;--primary-purple:#7c3aed;--primary-purple-dark:#5b21b6;--primary-purple-light:#8b5cf6;--primary-purple-extra-light:#a78bfa;--gradient-primary:linear-gradient(135deg,#bda6cc,#bda6cc);--gradient-secondary:linear-gradient(135deg,#8b5cf6,#c4b5fd);--accent-orange:#ff6b35;--accent-green:#28a745;--accent-red:#dc3545;--white:#fff;--gray-50:#f8f9fa;--gray-100:#e9ecef;--gray-200:#dee2e6;--gray-300:#ced4da;--gray-400:#adb5bd;--gray-500:#6c757d;--gray-600:#495057;--gray-700:#343a40;--gray-800:#212529;--gray-900:#000;--font-primary:"Segoe UI","Source Sans 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ease-in-out;transition:var(--transition)}a:hover{color:#0052a3;color:var(--primary-blue-light)}.container{padding:0 var(--spacing-xl)}@media (max-width:768px){.container{padding:0 1rem;padding:0 var(--spacing-md)}}.btn{border:2px solid #0000;border-radius:8px;display:inline-block;font-weight:500;font-weight:var(--font-weight-medium);line-height:1.5;padding:.5rem 1.5rem;padding:var(--spacing-sm) var(--spacing-lg);text-align:center;text-decoration:none;transition:.3s ease-in-out;transition:var(--transition)}.btn-primary{background:linear-gradient(90deg,#7c3aed,#003d82);background:linear-gradient(90deg,var(--primary-purple),var(--primary-blue));border-color:#0000;box-shadow:0 8px 20px #0b3b6f14;color:#fff;color:var(--white)}.btn-primary:hover{box-shadow:0 18px 36px #0b3b6f1f;transform:translateY(-3px)}.btn-secondary{background-color:initial;border-color:#003d82;border-color:var(--primary-blue);color:#003d82;color:var(--primary-blue)}.btn-secondary:hover{background-color:#003d82;background-color:var(--primary-blue);box-shadow:0 10px 15px -3px #0000001a,0 4px 6px -2px #0000000d;box-shadow:var(--shadow-lg);color:#fff;color:var(--white);transform:translateY(-2px)}.btn-outline{background-color:#fff;background-color:var(--white);border-color:#ced4da;border-color:var(--gray-300)}.btn-outline,.btn-outline:hover{color:#003d82;color:var(--primary-blue)}.btn-outline:hover{background-color:#f8f9fa;background-color:var(--gray-50);border-color:#003d82;border-color:var(--primary-blue)}.btn-lg{font-size:1.125rem;padding:1rem 2rem;padding:var(--spacing-md) var(--spacing-xl)}.card{background:#fff;border-radius:12px;border-radius:var(--border-radius-lg);box-shadow:0 4px 6px -1px #0000001a,0 2px 4px -1px #0000000f;box-shadow:var(--shadow-md);overflow:hidden;transition:.3s ease-in-out;transition:var(--transition)}.card:hover{box-shadow:0 20px 25px -5px #0000001a,0 10px 10px -5px #0000000a;box-shadow:var(--shadow-xl);transform:translateY(-4px)}.card-body{padding:2rem;padding:var(--spacing-xl)}.section{padding:4rem 0;padding:var(--spacing-3xl) 0}.section-sm{padding:3rem 0;padding:var(--spacing-2xl) 0}.section-lg{padding:5rem 0}.text-center{text-align:center}.text-primary{color:#003d82;color:var(--primary-blue)}.text-muted{color:#6c757d;color:var(--gray-500)}.mb-0{margin-bottom:0}.mb-1{margin-bottom:.25rem;margin-bottom:var(--spacing-xs)}.mb-2{margin-bottom:.5rem;margin-bottom:var(--spacing-sm)}.mb-3{margin-bottom:1rem;margin-bottom:var(--spacing-md)}.mb-4{margin-bottom:1.5rem;margin-bottom:var(--spacing-lg)}.mb-5{margin-bottom:2rem;margin-bottom:var(--spacing-xl)}.mt-0{margin-top:0}.mt-1{margin-top:.25rem;margin-top:var(--spacing-xs)}.mt-2{margin-top:.5rem;margin-top:var(--spacing-sm)}.mt-3{margin-top:1rem;margin-top:var(--spacing-md)}.mt-4{margin-top:1.5rem;margin-top:var(--spacing-lg)}.mt-5{margin-top:2rem;margin-top:var(--spacing-xl)}code{font-family:source-code-pro,Menlo,Monaco,Consolas,Courier New,monospace}*{box-sizing:border-box;margin:0;padding:0}body{-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale;color:var(--gray-700);font-family:-apple-system,BlinkMacSystemFont,Segoe 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var(--gray-100);border-radius:var(--border-radius-xl);box-shadow:var(--shadow-xl);min-width:200px;padding:var(--spacing-lg);position:absolute;transition:var(--transition)}.hero-card:hover{box-shadow:0 25px 50px -12px #00000040;transform:translateY(-8px)}.card-savings{left:0;top:50px;z-index:3}.card-loan{right:20px;top:150px;z-index:2}.card-investment{left:80px;top:280px;z-index:1}.card-header{align-items:center;display:flex;gap:var(--spacing-sm);margin-bottom:var(--spacing-md)}.card-header h4{color:var(--gray-800);font-size:1rem;font-weight:var(--font-weight-semibold);margin:0}.card-icon{font-size:1.5rem}.card-icon img{height:24px;object-fit:contain;width:24px}.card-amount{color:var(--primary-blue);font-size:1.5rem;font-weight:var(--font-weight-bold);margin-bottom:var(--spacing-xs)}.card-growth{color:var(--accent-green);font-size:.875rem;font-weight:var(--font-weight-medium)}.card-rate{color:var(--primary-blue);font-size:1.25rem;font-weight:var(--font-weight-bold);margin-bottom:var(--spacing-xs)}.card-term{color:var(--gray-600);font-size:.875rem}.hero-stats{position:relative;z-index:2}.stats-grid{grid-gap:var(--spacing-xl);background:var(--white);border:1px solid var(--gray-100);border-radius:20px;box-shadow:0 12px 30px #0c121e0f;display:grid;gap:var(--spacing-xl);grid-template-columns:repeat(3,1fr);margin:0 auto;max-width:1100px;padding:var(--spacing-xl)}.stat-item{text-align:center}.stat-number{background:#0b3b6f0f;border-radius:12px;color:var(--primary-blue);display:inline-block;font-size:2.6rem;font-weight:var(--font-weight-bold);letter-spacing:.6px;margin-bottom:var(--spacing-xs);padding:.25rem .75rem}.stat-item+.stat-item{border-left:1px solid #1018280f;padding-left:1.25rem}.stat-item{transition:transform .18s ease,box-shadow .18s ease}.stat-item:hover{transform:translateY(-5px)}.stat-label{color:var(--gray-600);font-size:.875rem;font-weight:var(--font-weight-medium)}.fade-up{opacity:0;transform:translateY(8px);transition:opacity .6s cubic-bezier(.2,.9,.2,1),transform .6s cubic-bezier(.2,.9,.2,1)}.fade-up.in-view{opacity:1;transform:translateY(0)}@media (max-width:768px){.stat-item+.stat-item{border-left:none;padding-left:0}}@media (max-width:1024px){.hero-content{gap:var(--spacing-2xl);grid-template-columns:1fr;text-align:center}.hero-visual{height:400px}.hero-title{font-size:3rem}}@media (max-width:768px){.hero{min-height:auto;padding:100px 0 60px}.hero-title{font-size:2.5rem}.hero-description{font-size:1.125rem}.hero-buttons,.hero-features{justify-content:center}.stats-grid{gap:var(--spacing-md);grid-template-columns:repeat(2,1fr);padding:var(--spacing-lg)}.stat-number{font-size:1.5rem}.hero-visual{height:300px}.hero-card{min-width:160px;padding:var(--spacing-md)}.card-amount{font-size:1.25rem}}@media (max-width:480px){.hero-title{font-size:2rem}.stats-grid{grid-template-columns:1fr}.hero-buttons,.hero-features{flex-direction:column}.hero-features{align-items:center}.hero-visual{display:none}}.services{background:var(--gray-50);padding:5rem 0}.section-header{margin-bottom:4rem;text-align:center}.section-header h2{color:var(--primary-purple);font-size:2.5rem;font-weight:700;margin-bottom:1rem}.section-header 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ease}.benefit-item:hover{box-shadow:var(--card-shadow-hover);transform:translateY(-2px)}.benefit-icon{align-items:center;display:flex;flex-shrink:0;font-size:2rem;height:3rem;justify-content:center;margin-top:.2rem;width:3rem}.benefit-icon svg{fill:var(--primary-purple);height:2rem;width:2rem}.benefit-item h4{color:var(--primary-purple);font-size:1.1rem;font-weight:600;margin-bottom:.5rem}.benefit-item p{color:var(--gray-600);font-size:.95rem;line-height:1.5;margin:0}.application-form{background:#f3f4f6;border:1px solid #0f172a14;border-radius:calc(var(--border-radius) + 4px);box-shadow:0 12px 40px #0f172a14;height:fit-content;padding:2.5rem;position:relative}.application-form h3{color:var(--primary-purple);font-size:1.8rem;font-weight:600;margin-bottom:2rem;text-align:center}.form-row{grid-gap:1rem;display:grid;gap:1rem;grid-template-columns:1fr 1fr;margin-bottom:1.5rem}.form-row.three-cols{grid-template-columns:2fr 1fr 1fr}.form-group 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